Day 3: Another $7 Gone…| $35 Challenge

Yesterday was day 3 of my $35 challenge, and I wasn't exactly thrilled to have to spend money outside... I ended up spending $7 and change on some Panda Express (which I was able to split into 2 meals) but I won't be able to do that again. If I was only going until next [...]

$35 Challenge: Day 2

So after spending a cool $10 on a large sandwich at school, I knew something needed to change and fast. The shop conveniently cut my sandwich in half for me, so I was able to stick the other half in the fridge to eat today. I also noticed that we had left over fried chicken [...]

New Challenge: Make $35 Last!

Although I'm still super stoked about this financial journey, I ran into two major situations that could set me back if I'm not careful: 1. I'm not making enough money. This journey was much easier to fashion in my mind when I had a full time job and was making $14.73/hr with benefits. Now that [...]

Do I Need a 401(K)?

Hello all! So for those that don't know, I got a new job almost as soon as I moved to Waco, TX! *distant cheers in the background* I was really excited because it was with my school as a server for the Baylor Club and I wanted so badly to help my parents pay for [...]

Random Poem

This is going to be a little different from my previous posts. So I'm not sure if I mentioned this before, but I often write poetry if I get some inspiration or a friend asks me to write something for them. Well I made the mistake of telling a coworker that I'm a writer, and [...]

What is Minimalism?

Hey guys! This post is about what I've learned so far about the concept of minimalism, and I've added a video below. The first time I heard about people who practice minimalism, my mind went straight toward white nothingness. Bland, plain, and boring. Probably like what I’m sure my parent’s house looked like before [...]

10 Reasons I Decided to Retire Early

Unfortunately, I am only 22 and have yet to retire. (Sorry if you got here thinking you'd meet someone who was already sippin piña coladas on a houseboat...) However, I do have a plan to retire no later than the age of 35, and hopefully be the time I'm just 32. My father just retired [...]

10 Things I Learned Working as a Bill Collector

Before I moved to Waco, TX to pursue my dreams of becoming a Psychologist, I lived in Gilbert, AZ and worked full time as a bill collector. Never thought I'd see myself ending up in a cubicle, but there I was... And while I was there, I learned so much about life simply from helping [...]

10 Ways to Move to a Minimalist Stlye

I probably should have been counting the days I've been on this financial journey... Eh, what matters is if I make it to my goal, right? Anyway, as I continue to learn more and more about early retirement, I realize that a lot of these early retirees have tons in common; one of these things [...]

10 Problems I Have with Money

I'm still determined to continue this financial journey to early retirement, but I know that it's going to come with a number of sacrifices. And I know "sacrifice" is technically the wrong word to use if you're trying to reach a specific goal (something about how your mind plays with the word and starts restricting [...]